Plain-language notes on the law and procedure in cyber crime and cheque bounce cases.
Shared an OTP with a caller, or worried someone knows your UPI PIN? Nothing may have gone yet. Here is what to do in the first hour, in the right order, and why reporting quickly changes who bears the loss.
Someone has made a fake account with your name and photos. What to save first, how to get the profile removed through the platform's Grievance Officer, and which laws apply when it turns into cheating or harassment.
A small debit with a code like "CHRG", "DCARDFEE" or "ACH D" is usually a bank charge or an auto-debit, but sometimes it is the first sign of fraud. How to tell the difference, and what to do in each case.
Getting fraud calls, fake KYC messages or threats, but no money has gone yet? Here is where to report the number (Chakshu, cybercrime.gov.in) and when it is worth going to the police.
Typed one wrong digit and the money went to a stranger? The bank cannot simply reverse it, but the law is on your side. Here is the order in which to act, and what to do if the person refuses to return it.
After a 1930 complaint, part of your money may be put on hold in the fraudster's account. It does not come back on its own. Here is how release works, through the restoration module or through the Magistrate.
Named in a cyber fraud case because your bank account or SIM was misused? Learn how mule account cases arise, what the defence focuses on, and what to do right away.
Fear arrest in a cyber fraud case? Learn what anticipatory bail under Section 482 BNSS is, when to apply, where to file, and what the court considers.
Got a notice from the cyber police? Learn how to check if it is genuine, the difference between accused and witness notices under BNSS, and exactly what to do next.